Why Long-Term Homeowners Often Lose Smoke Damage Claims and What to Do About It

https://thehometrotters.com/home-insurance-is-the-conversation-most-homeowners-tune-out-until-it-is-too-late/

Why homeowners who’ve owned a house 5-15 years assume smoke won’t be a problem You’ve lived in the same house for a decade. No claims. No big events