When a client pays late, freelancers can use a Rolex as collateral to cover...

https://tiny-wiki.win/index.php/Rolex_Loans_for_Writers_Between_Rooms_and_Gigs

When a client pays late, freelancers can use a Rolex as collateral to cover rent or project costs without selling the watch. A lender can evaluate it in under an hour and lay out the terms, so you can weigh the cost before borrowing.