When a client pays late, a freelancer can use a Rolex as collateral to cover...

https://damienxzyy492.cavandoragh.org/what-rolex-models-are-easiest-to-sell-on-the-secondary-market

When a client pays late, a freelancer can use a Rolex as collateral to cover rent or gear before the next invoice clears. One lender’s example turns a $33,000 watch into $10,000 in short-term cash, with the watch securing the loan.