The HDFC Tata Neu Charge card includes a complimentary subscription to Tata's loyalty program
https://credit-cards-features671.yousher.com/indusind-bank-credit-card-reward-programs-and-offers
The HDFC Tata Neu Charge card consists of a complimentary membership to Tata's loyalty program, permitting users to redeem points throughout various brand names within the Tata group.