Small businesses can shop off-exchange through a broker, compare small-group...
https://www.cast-bookmarks.win/off-exchange-a-broker-can-compare-small-group-plans-or-you-can-request-quotes
Small businesses can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA to reimburse individual coverage. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.