Planning for a big family bill? Keep separate savings pots for the cost and...

https://www.tool-bookmarks.win/saving-for-a-big-family-cost-in-the-uk-is-easier-when-each-pound-has-a-job

Planning for a big family bill? Keep separate savings pots for the cost and your emergency buffer. Stress-test your budget with an awkward month, such as a car repair or reduced pay, so you know what you can afford before committing.