On a $500,000 Florida home, 2%, 5% or 10% hurricane deductibles mean $10,000,...

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On a $500,000 Florida home, 2%, 5% or 10% hurricane deductibles mean $10,000, $25,000 or $50,000 to cover. See practical cash-gap options, from a collateral loan to selling a Rolex, plus why to schedule valuables and keep policy records in the cloud.